So here's the question:
What good is having good credit if it really doesn't get you any better rates. I went out this last weekend to buy a car. My credit is crazy good. Like CRAZY....and they still said the best they could do is 5.9%...like...what? I don't understand. I'm a good credit risk for a company, but they don't give me any benefits for being so? What am I missing here? IDK man...the world seems to be all topsy turvy with no incentive to do the right thing on any occasion. I mean, dang, I have friends that have horrible credit and they never have a problem getting a car. Maybe they pay twice as much interest - but I somehow doubt it...so someone explain credit worthiness to me and why it is so dang important.
